The Insurance Bureau of Canada is looking to increase the awareness of a scam that could be costing you money. Throughout Alberta, people are staging automotive collisions in the hopes of getting insurance money back – but they’re not just affecting those that are involved in the accidents.
In this scam, a driver will deliberately cause an accident by stopping quickly with no indication of doing so, causing the driver behind them to hit them from behind. The aim of this swindle is to collect insurance money for the victim.
It can become costly for you, though. If you factor in the emergency services, towing, insurance, and medical claims made in regard to the accident, the money can really add up – even if you’re not part of the accident itself.
“These collisions are false, they are fabricated, and they translate into Albertan’s paying a price in the form of higher taxes to pay for police, fire, [and] ambulance to attend the scene,” said Henry Tso, vice president of investigative services. He also pointed out that it results in significantly higher insurance costs.
So, how can you avoid this scam? One of the best ways is to practice defensive driving and keeping plenty of space between you and the vehicle in front of you. Another way is to utilize a dashboard camera to capture any potential collisions for evidence should this incident occur.
Contact us at High River Toyota if the worst happens and your Toyota needs repairs.